# Activate payment methods ## Overview Use this feature to control the availability of your payment methods. Additionally, you can configure what payment methods are available to your shoppers, based on the country they place orders from. ## Availability Payment method management is available for all 2Checkout accounts. The availability of specific payment methods may vary depending on your account and contractual agreements. Payment methods activation takes place instantly, except for those that require a special request, such as domestic cards. ## Requirements Before activating or modifying payment method settings, make sure that you are authorized by your company to perform these changes, and agree with any special conditions implied. ## Activate a payment method Follow the steps below to activate a payment method from your Merchant Control Panel. 1. Log in to your [Merchant Control Panel](https://secure.2checkout.com/cpanel). 2. Go to *Setup →* [*Ordering options*](https://secure.2checkout.com/cpanel/order_settings.php). 3. Click on the [Payment Methods](https://secure.2checkout.com/cpanel/order_settings.php?tab=payment_methods) tab. 4. Locate the payment method you want to edit in the list of payment methods and click on the **Activate** button in the **Status** column. 5. Click on the **Activate** button again, once you're prompted with the iframe window showing details about the commissions applied to that payment method. {% embed url="" %} ## Restrict a payment method Follow the steps below to restrict a payment method for specific countries. 1. Log in to your [Merchant Control Panel](https://secure.2checkout.com/cpanel). 2. Go to *Setup →* [*Ordering options*](https://secure.2checkout.com/cpanel/order_settings.php). 3. Click on the [Payment Methods](https://secure.2checkout.com/cpanel/order_settings.php?tab=payment_methods) tab. 4. Locate the payment method you want to restrict for specific countries and click on the **Edit** button. 5. Select the countries you want to restrict from the left side column and move them to the list on the right, in the **Restricted countries** list. 6. Click on **Save settings**. {% hint style="warning" %} Restricting all countries for a payment method triggers its deactivation. {% endhint %} You cannot edit the availability of the following payment methods: * Visa/MasterCard * American Express * Discover/Novus * PayPal ## Deactivate / disable a payment method Follow the steps below to disable a payment method. 1. Log in to your [Merchant Control Panel](https://secure.2checkout.com/cpanel). 2. Go to *Setup →* [*Ordering options*](https://secure.2checkout.com/cpanel/order_settings.php). 3. Click on the [Payment Methods](https://secure.2checkout.com/cpanel/order_settings.php?tab=payment_methods) tab. 4. Locate the payment method you want to deactivate and click on **Edit** in the **Status** column. 5. Click on the **Disable this payment method** link below the **Restricted countries** list. 6. When prompted with the iframe window, click on the **Deactivate** button. Alternatively, you can disable a payment method by restricting all of its available countries. You cannot disable the following payment methods: * Visa/MasterCard * American Express * Discover/Novus * PayPal ## Restrict billing countries Follow the steps below to restrict purchases coming from specific billing countries. 1. Log in to your [Merchant Control Panel](https://secure.2checkout.com/cpanel). 2. Go to *Setup →* [*Ordering options*](https://secure.2checkout.com/cpanel/order_settings.php). 3. Click on the [General ](https://secure.avangate.com/cpanel/order_settings.php)tab. 4. Locate the **Billing Countries** section. 5. Select the countries you want to restrict from the left side column and move them to the list on the right. Shoppers won't be able to select restricted countries for the billing address in the cart. ## Local processing activation ### Domestic cards with installments 2Checkout’s local processing support in Turkey and Brazil provides shoppers with the choice to pay for their purchases with local cards that allow installments. Cards such as: * Visa and MasterCard in Turkey * Visa, MasterCard, American Express, Elo, HiperCard in Brazil Follow the steps below to enable this payment method. 1. Go to **Setup** -> [Ordering options](https://secure.avangate.com/cpanel/order_settings.php). 2. Click the [Payment Methods](https://secure.avangate.com/cpanel/order_settings.php?tab=payment_methods) tab. 3. Locate the **Credit cards with installments** payment method and click **Activate**. The activation window notifies you of the applicable commissions for both Brazil and Turkey for eCommerce and affiliate orders. 4. Choose the countries for which you want to enable the payment method. * Brazil. You need to enable domestic cards without installments separately for Brazilian shoppers. * Turkey. This action also enables domestic cards without installments for Turkish shoppers. 5. Click **Activate**. ### Domestic cards without installments Domestic cards without installments are available in Turkey (Visa/MasterCard) and Brazil (Visa/MasterCard and American Express). **Payment without installments is not enabled by default**. To enable local cards without installments, follow the steps below. 1. Go to **Setup** -> [Ordering options](https://secure.avangate.com/cpanel/order_settings.php). 2. Click the [Payment Methods](https://secure.avangate.com/cpanel/order_settings.php?tab=payment_methods) tab. 3. Locate the **Visa/MasterCard** payment method and click **Edit**. 4. Click **Send request** to notify 2Checkout to enable this payment method. The activation window notifies you of the applicable commissions for both Brazil and Turkey for eCommerce and affiliate orders. ## Risk assessment Activation of domestic credit cards requires 2Checkout risk assessment and can take up to 2 business days. ## OFAC country restrictions 2Checkout is fully compliant with OFAC regulations, restricting shoppers from the OFAC countries from placing orders. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.2checkout.com/payments/payments/payment-methods/activate-payment-methods.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.