# Cross-border payments fee charges

## Overview

A cross-border fee is a type of credit card processing fee that is applied when a merchant in one country accepts payment for a transaction from a customer whose card was issued in another country.

For international payments outside the merchant's home country, a **cross-border fee of 2%** is charged on top of the transaction fees agreed upon in the contract.

The cross-border fee applies **only** to the 2Sell and 2Subscribe accounts.

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#### Recommended resources

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## Countries exempted from cross-border fees

Only merchants registered in the countries listed below are exempt from the cross-border fees:

* Austria
* Australia
* Belgium
* Canada
* Czech Republic
* Denmark
* Finland
* France
* Germany
* Greece
* Ireland
* Italy
* Luxembourg
* Netherlands
* Norway
* Poland
* Portugal
* Romania
* Spain
* Sweden
* Switzerland
* United Kingdom
* United States of America

## Cross-border fees for high-risk countries

The cross-border fee may vary for countries considered high-risk (where the risk of fraud is high). For example, for Pakistan, the cross-border fee is 3%.

### Related resources

* [Products and subscriptions listing query parameters](https://verifone.cloud/docs/2checkout/Documentation/myAccount/Products-and-subscriptions-listing-query-parameters)
* [Subscriber management and self-service](https://verifone.cloud/docs/2checkout/Documentation/Subscription-Billing/03Subscriber-management-and-self-service)
* [Contracts](https://verifone.cloud/docs/2checkout/Documentation/Subscription-Billing/01Subscription-Billing-Set-up/03Contracts)


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